What the AI-finance coverage surge actually reveals is an audience problem: professional risk analysts and retail deployers of AI tools are publishing into entirely separate channels with no cross-pollination. EY's treatment of predictive AI trading [3] and the LSE's systemic risk framing [4] presuppose an audience managing institutional portfolios and accounting standards — not the Bitget user running an automated crypto bot . The Motley Fool's seven-step retail guide does not cite a single systemic risk paper. This is not a failure of communication; it is the normal operation…